Mermaid Riches is a PG Soft video slot that blends ocean, mythology and pirate imagery on a 5x3 grid with 20 paylines. It pairs medium volatility with an approximate 96.71% RTP and a top prize of 20000x the stake. This review explains how the game plays, what the numbers mean for your bankroll, and how to judge the safety of the casino where you play it.
Gameplay and Features
The base game follows a familiar layout: five reels, three rows and 20 fixed paylines, with wins formed by matching symbols on a line. The setting draws on pirate legends, medieval fantasy and sea mythology, with money and nature motifs woven in.
Free Spins and Mirrored Reels
The main feature is the Free Spins round. During it, mirrored reels are designed to award additional prizes, which gives the bonus more potential than the base game. Multipliers can increase the value of winning combinations, so the free spins are where the larger results are most likely to come from.
Sticky Wilds and Multipliers
Sticky Wilds remain in position for more than one spin, helping them contribute to several winning lines in a row. Check the in-game paytable for the exact trigger conditions and multiplier values.
Math Profile and Bankroll Impact
The RTP is approximately 96.71%. This is a long-run theoretical average across a very large number of spins, not a prediction for a single session. Operators can run different RTP versions of the same slot, so confirm the figure in the in-game info screen before you play.
Volatility is medium, meaning wins should arrive at a reasonable rhythm without being constant, and the occasional larger hit is possible. The maximum win is 20000x the stake, but reaching it is very rare. For a medium-volatility game, a sensible approach is to set a session budget in advance, choose a bet size that lets you absorb a long dry spell, and treat the bonus round as an occasional event rather than something to expect.
Fairness, Licensing and Safe Play
Online slots use a random number generator to determine every outcome. Independent testing labs such as eCOGRA, iTech Labs and BMM Testlabs examine RNG software and payout behaviour to check that results are random and that published RTP figures match actual performance. Reputable casinos usually display lab and licensing information in the site footer.
Always play at an operator holding a valid licence from a recognised regulator such as the MGA or UKGC, and verify the licence details on the regulator's own register. Gambling is for adults aged 18 and over. Use deposit and time limits, never chase losses, and seek support from organisations like BeGambleAware if play stops being enjoyable.
Frequently Asked Questions
- Is there a free demo of Mermaid Riches?
- Free demo availability depends on your jurisdiction and the operator. Some casinos offer demo mode for PG Soft titles, so check the game lobby of a licensed site.
- What is the RTP of Mermaid Riches?
- The RTP is approximately 96.71%. Operators may offer different versions, so check the in-game info screen.
- How volatile is Mermaid Riches?
- It is a medium-volatility slot, offering a balance between win frequency and the size of payouts.
- What is the maximum win?
- The top prize is 20000x the stake. This is a rare outcome and should not be expected in normal play.
- How can I verify a casino's licence?
- Find the licence details in the casino footer, then look them up on the issuing regulator's public register, such as the MGA or UKGC, to confirm they are valid.






